TERMS AND CONDITIONS OF USE AND
IMPORTANT DISCLOSURE INFORMATION

Please carefully read these Terms and Conditions of Use (hereafter referred to as Terms). Your access to or use of this website signifies that you understand and agree to be bound by these Terms. If you do not agree to be bound by or comply with these Terms, do not continue to access or use this website.

MODIFICATION OF TERMS AND CONDITIONS OF USE

Great Companies, Inc. (hereafter referred to as GCI) owns and operates this website, edmpinc.com. GCI reserves the right, in its sole discretion, to change, modify, add, or remove portions of these Terms at any time. We suggest that you check these Terms periodically for changes. They can be accessed from the link at the bottom of our website pages. Any changes, modifications, additions to, or deletions from these Terms shall be effective upon posting on this website. If you use this website after we post changes to the Terms, you accept the Terms as changed. GCI expressly reserves the right to monitor any use of this website.

JURISDICTION

Unless otherwise specified, this website has been published for residents of the United States. The information provided on this website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation, or which would subject GCI or any of its products to any registration requirement within such jurisdiction or country. GCI does not claim that the products or services in this site are available in any particular jurisdiction or appropriate for any particular investor. If you choose to access this website from a location other than the United States, you do so on your own initiative, and you are responsible for compliance with any applicable local laws. GCI is an SEC (United States Securities and Exchange Commission) registered investment advisor located in Tampa, Florida. GCI and its representatives are in compliance with the current registration and/or notice filing requirements imposed upon SEC registered investment advisors by those states in which Great Companies, Inc. maintains clients. GCI may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements.

PURPOSE

GCI's web site, edmpinc.com, is limited to the dissemination of general information pertaining to its investment advisory services. Accordingly, the publication of edmpinc.com on the Internet should not be construed by any consumer, client and/or prospective client as GCI's solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet.

Any subsequent, direct communication by GCI with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Great Companies, Inc., please contact the SEC (United States Securities and Exchange Commission) and/or the state securities law administrators for those states in which GCI maintains a notice filing. A copy of GCI's current written disclosure statement discussing GCI's business operations, services, and fees is available from GCI upon written request.

NOT AN OFFER AND NOT ADVICE

This website is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security that may be referenced on or through this website. Nor does this website constitute an offering or recommendation by GCI of any security, investment management service, or advisory service. GCI does not provide investment advice, tax advice, legal advice, or financial planning advice through this website, and you agree that this website will not be used by you for such purposes. GCI does not represent that the securities, products, or services discussed on, or accessible through, this website are suitable for any particular investor. You acknowledge that your requests for information through this website are unsolicited, and the access of any information through this website shall not constitute or be considered investment advice, or an offer to sell, or a solicitation of an offer to buy any security.

LINKED WEBSITES AND THIRD PARTY CONTENT

GCI is in no way responsible for the content of any website, owned or operated by a third party, that may be linked to this website via hyperlink, whether such hyperlink is provided by GCI or by a third party. In addition, GCI is in no way responsible for the content of any website to which this website may link. The information to which the user links is neither prepared nor maintained by GCI, and GCI has not and will not review or update the information contained in any linked website. GCI may discontinue any links at any time. GCI is not responsible for, and makes no warranty with respect to the contents, accuracy, completeness, timeliness, suitability, or reliability of the linked website, and takes no responsibility therefore. All such information is provided for convenience purposes only and all users thereof should be guided accordingly. Use of any website hyperlinked to or from this website shall be at your own risk.

Through this website, you may have access to market data such as news, analyst reports, research, securities price quotations, and other information relating to securities and the securities markets (hereafter referred to as Data). GCI may obtain this Data from third parties who are independent of GCI. Even though the sources of the Data provided on this website are believed to be reliable, GCI is not responsible for, and makes no warranty with respect to the contents, accuracy, completeness, timeliness, suitability, or reliability of the Data. The Data provided is not a complete summary or statement of all available information. GCI makes no express or implied warranties, including but not limited to warranties of merchantability or fitness for a particular purpose, with respect to the Data.

All information on this website, as well as reference materials or links to other sites, are for general informational purposes only, and are not intended to be relied upon for transactional purposes. Neither edmpinc.com nor any of its Data or content providers shall be liable for any errors or delays in the content, or for any actions taken in reliance thereon.

USE OF E-MAIL

The security of electronic mail sent through the Internet is not guaranteed. Do not send sensitive or confidential information to us via electronic mail. Delivery, and timely delivery, of electronic mail is also not guaranteed. GCI therefore recommends that you do not send time-sensitive or action-oriented messages to us via electronic mail. Such requests, orders, or instructions will not be processed until GCI can confirm your instructions or obtain appropriate written documentation where necessary.

DISCLAIMERS

Past performance may not be indicative of future results. Therefore, no current or prospective client should assume that the future performance of any specific investment, investment strategy (including the investments and/or investment strategies recommended and/or purchased by the advisor), or product made reference to directly or indirectly by GCI in its web site, or indirectly via a link to an unaffiliated third party web site, will be profitable or equal to the corresponding performance levels stated. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a client's or prospective client's investment portfolio. Certain portions of GCI's web site (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of its (and those of other investment professionals') positions and/or recommendations as of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current positions and/or recommendations. Moreover, no client or prospective client should assume that any such discussion serves as a substitute for personalized advice from GCI or from any other investment professional. GCI is not obligated to continue to offer information or opinions regarding any security.

Historical performance results for investment indexes and/or categories generally do not reflect the deduction of investment management fees, transaction fees, custodial charges, and/or brokerage commissions, the payment of which would have the effect of decreasing the indicated performance results.

To the extent that any client or prospective client utilizes any economic/forecasting calculator or similar charting device provided by edmpinc.com or by any unaffiliated third party linked to GCI's web site, the client and/or prospective client is advised that the information resulting from the use of any such calculator/device, is not, and should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from GCI, or from any other investment professional.

GCI does not warrant that this website, or the functions contained in this website, will be uninterrupted or error-free, that defects will be corrected, or that this website, or the servers that make it available, are free from viruses or other harmful components. You assume the entire cost of any necessary servicing, repairing, or correcting of your property or operations as a result of using this website. You accept at your own risk that the Internet or other online communications medium may not perform as intended as a result of human, mechanical, or other error, despite the efforts of GCI, you, or any third party. GCI will not be liable or have any responsibility of any kind for any loss or damage incurring from or in connection with any termination or interruption of your access to this website. GCI will not be liable or have any responsibility of any kind for any loss or damage incurring from or in connection with any e-mail requests, orders, or instructions you send, or the interception by third parties of any requests, orders, or instructions you send via e-mail. In no event will GCI be liable to you for any direct, indirect, special, consequential, or incidental damages related in any way to your use of this website, even if: such damages are reasonably foreseeable; or GCI or any other party has been advised of the possibility of such damages.

INTELLECTUAL PROPERTY

All copyrights, trademarks, logos, service marks, trade names, or other intellectual property displayed on, or used in conjunction with, this website are proprietary to GCI, unless otherwise noted. The content of this website is protected by applicable intellectual property law. GCI reserves all rights with respect to intellectual property ownership of all material on this website, and will enforce such rights to the full extent permissible by law. The Data and other information accessible through this website is for personal, non-commercial use. You agree not to reproduce, modify, sell, distribute, broadcast, publish, or use for any commercial or unlawful purpose any Data or other information you access through this website, without the express, written permission of GCI. The Data is provided "as is" and on an "as available" basis. GCI will not be responsible for lost profits, trading losses, or any other damages resulting from inaccurate, defective, or unavailable Data or other information. GCI is not obligated to update or to continue to offer Data or other information accessible through this website.The material accessible on or through this website is accessible for personal browsing and printing purposes only. Users of this website may not display any of the text, images, or other content of this website using "framing" technology without GCI's express written permission. Users of this website may not take any action to create an impression of affiliation, sponsorship, or endorsement between any user and/or website and GCI.

GOVERNING LAWS

GCI does not warrant this website, including the Data or other information accessible on or through this website, for any particular purpose. This website is provided "as is" and on an "as available" basis. GCI disclaims, to the fullest extent of the law, any warranty of any kind, whether express or implied, as to any matter relating to this website, including without limitation the implied warranties of merchantability, fitness for a particular purpose, and noninfringement. Use of this website is at your own risk.

These Terms will be governed and construed under the laws of the state of Florida without regard to its conflict of law principles, regardless of whether you reside in Florida or transact business with GCI in Florida or elsewhere. Nothing in these Terms creates any rights or protections that you are not already entitled to by law. If any part of these Terms is held invalid or unenforceable, that part will be deemed modified as necessary to make it effective, and the remaining provisions of these Terms will remain in effect.

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